Car Hire Excess Protection Insurance

Car Hire Excess Protection insurance provides cover for the excess paid by you to a car hire firm in the event that you damage a vehicle that you have hired from them.  The policy can be viewed as an alternative to taking out costly "Collision Damage Waiver Excess" cover from the hire firm directly, which often costs significantly more than our own product.  The policy provides up to £4,000 cover.

Benefits of cover

We will reimburse you up to the Policy Limit stated below for the amount of excess or repair costs you have to pay under the terms of the rental agreement if your rental vehicle is involved in an incident whilst being used for business or pleasure and it results in:

(a) damage to the rental vehicle including damage to the windows, tyres and wheels, headlights, the undercarriage and the roof

b) loss of use of the rental vehicle

c) towing costs relating to damage or mechanical breakdown

Provided that you are held responsible as declared in the rental agreement for the excess.

Please refer to the key facts document and policy wording below for the full terms and conditions of our Car Hire Excess Protection insurance policy.


The premiums applicable for our Car Hire Excess Protection insurance policy are as follows:

Daily Excess Cover: £4.53 including IPT (per day)
Annual European Cover: £45.86 including IPT
Annual Worldwide Cover: £58.84 including IPT

All policies provide cover up to a limit of £4,000 in respect of any one claim and £5,000 in the annual aggregate.

Sample policy documents - Annual Car Hire Excess Protection

From £47.37

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Sample policy documents - Daily Car Hire Excess Protection

306.75 KB
29.67 KB
From £4.68

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This policy is provided by Qdos Broker & Underwriting Services Limited, it has been arranged by Towergate and is underwritten by Jubilee, Lloyds Syndicate 5820.