Gadget Insurance

Our Gadget Insurance provides cover for the repair or replacement of the policyholder's insured gadgets in the event of accidental damage, theft, loss, water damage or breakdown.
The types of items that can be covered under our Gadget Insurance include: mobile phones (including smart phones), digital cameras, mp3 players (including iPods), portable games consoles, e-readers, laptops, tablets, satellite navigation units and portable DVD players. 
Cover can be purchased for individual items or for multiple items under a single policy.

Benefits of cover

This policy will cover up for:

  • Accidental damage
  • Theft
  • Loss
  • Breakdown
  • Liquid damage
  • Unauthorised calls, texts or data use (subject to a maximum limit of £100)

The policy provides cover for repair or replacement only and is not a "replacement as new" policy.  If the insured electronic equipment cannot be replaced with an identical item of the same age and condition we will replace it with one of comparable specification or equivalent value taking into account the age and condition of the item.  Cover is limited to one replacement per year per item.

Please refer to the key facts document and policy wording below for the full terms and conditions of our Tax Enquiry Insurance policy.


The premium applicable for our Gadget Insurance product varies depending on the type and number of gadgets for which insurance is required.  Please complete the online application process in order to obtain a price.  Please note that you are able to obtain a quotation without any obligation to purchase cover.

Sample policy documents

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From £25.83

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