Tools in Transit Insurance

Our Tools in Transit insurance provides invaluable cover for the repair or replacement of portable hand tools and power driven tools which are used during the course of the insured’s profession.
Tools are covered in the event that they are lost, stolen or damaged during transit or temporary storage in the insured vehicle, providing the policyholder with peace of mind that their livelihood will not suffer due to loss or damage.

Coverage

Provides cover for the repair or replacement of portable hand tools and power tools that are damaged or stolen.

Insured items are covered whilst being:

  • Loaded onto;
  • Transported by;
  • Temporarily stored in, or,
  • Unloaded from the insured vehicle

Please refer to the sample policy wording and key facts document below for details of the terms and conditions that apply to this policy.

The cover is perfect for tradesmen who regularly carry tools in their vehicle, and rely on the tools to earn an income.

We have a full UK network of approved suppliers with access to tens of thousands of product lines.

Cover can be provided with limits of indemnity up to £10,000 and an excess as low as £50 (applicable for the £500 cover level, all other limits subject to £100 excess).  A single item limit of £1,500 applies in respect of all claims.

 

Sample policy documents

From £34.09

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Please note:
The premium shown above is the base, "starting from" premium, and is subject to change depending on the answers provided during the application process.